Cheapest Car Insurance For Women | Car Insurance For Women Is Not Always Cheaper


 

Cheapest Car Insurance for Women | Car Insurance For Women

Cheapest Car Insurance For Women

 

Oh no. Women drivers. We all know the jokes, but are they really accurate? There are some studies out there that state that males are more likely to get into a car accident than women. The reasons given for this is that men are often more daring in driving, while women are more careful. So insurers are more likely to charge the women far less than they would charge the men. So, the statistics prove that men have more fender bender and more serious accidents. Men make more claims than women and cost insurers their higher profit margins every year, so women's insurance tends to be lower.

I have never tested this, but a lot of people have put in a lot of research on this. So ladies, the next time you are looking for car insurance don't forget to check that little gender box on th application. It looks like it will probably save you some dough.

Steps to buying auto insurance

According to Edmonds, here are the 10 step to buying auto insurance. We have made it a little less boring and turned it into 5 for you:

Step 1: Figure out what kind of coverage you need. If you are leasing or finacing a car, they are going to require you to have certain type of coverage. If you own a car outright and it's worth some money, you may want to have enough insurance to replace it. If you have a clunker, well, you have to decide if you premiums justify the worth of the car.

Step 2: Make sure you know your driving record so there are no surprises.

Step 3: Shop around, shop around, shop around. Oh, did I say shop around. Everybody is different and don't just take the first quote.

Step 4: Review your policy before you give it your John Hancock.

Step 5: Cancel the old policy. You don't need two policies.


So there you have it. Women apparently get a discount on car insurance jsut because they are women. There goes th sterotype.

 

Cheapest Car Insurance for Women | Car Insurance For Women

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Mitsue
Posted 478 days ago
Lenita,
You get a better rate because women tend to be better drivers NOT because you are a woman. That would be discrimination. If you have a perfect record I would still call and tell them that
Lenita
Posted 479 days ago
Cool, I am going to call my agent right now and tell him I want a lower rate because I am a woman. Should I ask for the old lady discount or just the woman discount? I don't buy it
Chanda
Posted 493 days ago
So the whole 'woman driver' thing is not really the case, ay:) I didn't think so. It was always a myth. Women can drive just as good as men and apparently better!
Chad
Posted 504 days ago
Just stay out of trouble while driving and you will be fine. It really depends more on where you live and what kind of car you drive in addition to your record. Everybody we insure has a fair shake, but women do tend to get better rates.
Judson
Posted 516 days ago
It is hard to say if this is true. You can not really discriminated against people like this. I guess they can base it all on stats. if men get more tickets then they are going to have higher rates. Plain and simple
Larry
Posted 564 days ago
I have heard about his, is it true? Di I really get a better rate because I am a women? I guess it matters what my record is but I am definitely going to call. Anybody doing this?